A young adult generation with college debt, limited assets and an uncertain job market who rarely need to use the healthcare system should be prime customers for low-premium, high-deductible health plans. Not so, some data suggests.
A large handful of cooperative insurers created through the Affordable Care Act have lowered 2015 premiums in a bid to boost membership in their second year of operation, upsetting traditional insurers.
The 2015 open enrollment is off to a pretty good start and the new market is working, federal officials insist, but for consumers and insurers, there is still a tough slough, albeit of a different sort.
A surge in health insurer competition appears to be helping restrain premium increases in hundreds of counties next year, with prices dropping in many places where newcomers are offering the least expensive plans.
Provider network controversies from the first Affordable Care Act enrollment are coming back to bite two large Blues in the second open enrollment, while raising questions about responsibility for consumer confusion.
Want to pay your health plan premiums while picking up medications, buying some batteries (or maybe a piece of chocolate) and getting a free cholesterol screening? Humana is betting that retail convenience will support its individual membership business.